Saldo Positivo - Despesas 1.17.21

Saldo Positivo offers a comprehensive application designed to intelligently and efficiently manage personal finances. This platform allows users to supervise their bank accounts and credit cards in real-time, promoting total financial oversight.

The app replaces traditional spreadsheets and notebooks with a secure, all-in-one solution for tracking expenses, budgeting, and achieving financial goals. Below are some of its key features:

• Expense and Income Tracking: Monitor all expenses and incomes—fixed, variable, or installment-based. The application enables users to categorize and subcategorize all transactions, providing a detailed overview of personal finances.
• Detailed Statements: Access an organized statement of all registered accounts and credit cards within the app. This feature streamlines transaction visibility, enabling better financial management.
• Graphs and Reports: Analyze the progression of expenses and revenue through pie charts. The reporting function allows filtering by accounts, categories, and subcategories, helping users identify spending patterns for improved financial planning.
• In-Depth Statistics: Obtain detailed statistics on daily, weekly, and monthly expenditures. By comparing current spending with previous periods, users gain insights into their financial habits and identify areas for improvement.
• Categorization: Organize finances by categorizing and subcategorizing income and expenses. The multicategory feature enables a single expense to be divided across various categories for precise financial analysis.
• Financial Calendar: Use the calendar to view financial distributions over the month, aiding in better planning of income and expenses to ensure timely fulfillment of obligations.
• Security: Safeguard financial information with password protection and biometric authentication (where available). Users receive notifications for upcoming receipts and bills due dates, affirming the priority placed on data security.
• Account Transfers: Facilitate money movement between registered accounts seamlessly within the app, enhancing overall financial management.
• Cloud Data Storage: With Saldo Positivo, users' financial data is stored securely in the cloud, ensuring easy access from any device without risk of data loss.
• Category Spending Limits: Set spending caps for various expense categories to control spending and avoid excesses.
• Goal Setting: Establish financial goals—whether saving objectives or debt repayments—and track progress within the app to stay motivated on the path to financial wellness.

This application facilitates a streamlined approach to personal finance management. Users may discover convenience and efficiency in maintaining their financial order through Saldo Positivo.